Umthamo weMaternity ekwakhiweni kwendlu ngokwakho

Inkunzi yeMaternity yindlela yokuxhasa iintsapho kunye nabantwana. Le nkqubo yaqala ngo-2007 kwaye yayilungiselelwe okokuqala ukuba ide kuze kube ngo-2016, kodwa yandiswa kuze kufike ngo-2018. Uncedo lunikwe abo babelethayo okanye bamkela umntwana wesibini okanye olandelayo. Ukufumana imali engundoqo yokubeletha, intsapho kufuneka ihambisane nemimiselo yeemeko, ingachithwa kuphela ngeenjongo ezithile. Eyona nto ihambelana nale ndlela kukuphuculwa kweemeko zezindlu, ukwakhiwa kwakhona kufakwe apha. Abantu abaninzi banemibuzo emalunga nesi sihloko. Ngoko ke, kuyafaneleka ukufumanisa ukuba kunokwenzeka njani ukuchitha imali enkulu yokubeletha ekwakhiweni kwendlu, kubandakanywa namandla. Kufuneka uqwalasele ezinye zeendlela eziza kunceda ukuqonda umba. Emva koko, kwakunokwenzeka ukuchitha olu ncedo kuphela emsebenzini kunye nokubandakanyeka kweekonkontraki, kodwa oku kwandisa kakhulu indleko. Kwabaninzi, ukwenza yonke into ngezandla zakho yindlela enhle kakhulu.

Izibonelelo ezisisiseko

Ukusebenzisa i-capital motherhood ukwakha indlu, kufuneka ube nomhlaba. Uncedo lokuthengwa kwalo alukwazi ukusetyenziswa. Ukuchitha isatifiketi sokwakha kuya kuvunyelwa, ukuba emva kokugqitywa kweemeko zomsebenzi ziphucula ngokwenene (inani leemitha zesikwele ngamnye ngomntu liya kuba ngaphezulu).

Faka isicelo kwiNgxowa-mali yePensheni xa kufuneka umntwana afike kwiminyaka emithathu. Ngaphambi koko kuyimfuneko ukunyamekela amaxwebhu kunye neekopi zazo:

• umqulu kumhlaba (isivumelwano somthengiso, iseshishini, isipho, isatifikethi somnini);
• imvume yokwakha;
• isicelo kunye nepasipoti yomntu obhalayo;
• isiqinisekiso esibhaliweyo sokuthi indlu iya kubhalwa kwakhona njengepropati yentsapho eqhelekileyo.

Ngenyanga, kuya kwenziwa isigqibo sokuvumela ukwakhiwa okanye ukwenqaba. Kwimeko yokuqala, ungalinda 50% yemali kwi-akhawunti. Inxalenye yesibini ihlawulwa kwisiqingatha sonyaka, ukuba kuqinisekiswa ukuba umsebenzi usuvele uqhubeka. Ukufumana le mali, i-Pension Fund idinga ukuba kusele isiseko kunye neendonga, ngamanye amaxesha uphahla.

Ezinye imiba

Abaninzi banenkxalabo malunga nendlela yokusebenzisa umthamo womama wokwakha indlu, ukuba umntwana akafikelele kwiminyaka emithathu, kwaye kukho imfuneko yokuphucula izimo zezindlu. Unokusebenza ngemali yakho, ugcine amaphepha eqinisekisa iintlawulo. Emva koko kuyafaneleka ukufaka isicelo sembuyekezo.

Kwakhona kukufanelekile ukukhumbula ukuba elo thuba, njengokusebenzisa i-capital mother-maternity for the construction of dacha, ayilungiselelwa.