I-psychology yobuncwane - kulula kangakanani ukutsala imali?

Kutheni abanye abantu bekhangela imali ebomini babo ngokulula nangaphandle kwemigudu eyongezelelweyo, ngelixa abanye baphoqeleka ukuba banelisekile ngeendlela ezincinci kwaye, ngaphezu kwemivuzo yeminye imithombo yengeniso kwindawo yabo, akakho nje. Ingqondo yengqondo nokuphumelela isebenza njani?

I-psychology yobuncwane kunye nendlala

Ingqondo yezityebi kunye nehlwempu ihluke kakhulu. Ukwakhiwa komntu kuthinteka yinkalo enkulu yezinto, kwaye inhlalakahle yezinto eziphathekayo kuxhomekeke kwintsapho apho umntu azalwa khona, izithethe, isimo sengqondo esiphezulu kwintsapho yakhe ngokuphathelele kwimali. Ubudlelwane nemali ngamnye umntu uyakha ngendlela yabo, ukuthembela kumava oomama namava abo. Ubutyebi buvela kwilizwi elithi "unkulunkulu" kwaye lithetha ubuninzi bezinto eziphathekayo kunye nezinto ezingezizo izinto, ngelixa intlupheko ingakwazi ukubonelela ngeemfuno zayo ezincinci.

Iziganeko kunye neemeko ezichaphazela ukubunjwa kweengcaphephe zobutyebi okanye isimo sengqondo esifanelekileyo sokukhuseleko lwezinto:

• intsapho "engabonakaliyo" isimo sengqondo ngemali (isipiliyoni esibuhlungu sokulahlekelwa kookhokho);
• ulwalamano lwabazali ngemali (tranzhirstvo okanye ukugqithisa ngokweqile kunye noqoqosho);
• Ukucingwa ngemali ngemali: "imali imbi!", imali enkulu yimali engcolileyo (ulwaphulo-mthetho, urhwaphilizo), "imali ayiyolonwabo!";
• Amava abantwana ekujonganeni nemali: ubukho okanye ukungabikho kwesikhwama semali, isipiliyoni sokuqokelela kunye nokuvuya kokuthenga into efunwayo ekupheleni.

Iengqondo zentlupheko zenza umntu kungekhona kuzo zonke iimpawu zomoya:

• umona nomonakalo: "wazalwa kwintsapho engafanelekanga," "urhulumente obi";
• isimo sexhoba - "ndiyakwenza ntoni na?";
• Iifom ezithembekileyo zokuzithemba zithatyathwa ngamabango kunye nokwesaba impumelelo;
• ukugqithisa - ukuba imali ibonakala kufuneka ihlawule ngokukhawuleza, ingene kwiityala.

I-Psychology yabantu abazityebi nabaphumelelayo

I-psychology yobuninzi kunye nokuchuma akusiyo i-ephemeral, kodwa iphumelele. Phakathi kwabasetyhini nabasetyhini, baninzi abakhulelanga nje kuphela kwiintsapho ezihlwempuzekileyo kodwa bengamahlwempu, kodwa becinga ukuba banelungelo lokuzikhusela ngaphandle kwenkathalo yangaphandle, intsingiselo yentsapho ekugqibeleni inika umphumo ofunwayo-uphumelelo. Ngoko yintoni i-psychology yabantu abaphumeleleyo?

I-Psychology yabasetyhini abacebileyo

I-Psychology yokuphumelela kwabasetyhini inomnqweno wokuzizalisa kunye nabanye, ukunika nokwabelana. Ingqondo yengqondo yabasetyhini kunye nempumelelo yinto ye-yin (inyanga) yamandla okuphumla, kodwa oku akuthethi ukuba akukho zithintelo kunye nobunzima, kodwa ukuba kukho ukuthembela kuwe kunye nehlabathi kwaye zonke izilingo zinikezelwa into ethile, kwaye njengempendulo kwizenzo. Imali iza kuba bafazi aba:

• sebenzisa izixhobo ezingenayo kwizinto ezilungileyo;
• ukunyamekela abathandekayo;
• ukuhlonela imithetho yokwamkela;
• uyazi ukuba njani kwindawo yokuvisisana nokubulela ubomi ngenxa yento yonke.

Iingqondo zentsimi

I-psychology yabantu ababutyebi kakhulu phakathi kwabantu abemi banamacandelo amaninzi. Amandla omntu asebenzayo, yan (ilanga). Isiqingatha esinamandla, izithintelo, ukunqoba, ukhuphiswano lubalulekile. Ngaloo ndlela ibhalwe ngendlela yazo. Ingqondo yengqondo yoluntu yobuntu kunye nokuthengwa kwezinto eziphathekayo yakhiwe kule miba elandelayo:

• iimpawu zobunkokheli;
• isombululo;
• uxanduva kunye nokukwazi ukwenza izigqibo ngokukhawuleza;
• ukufumana iimvakalelo;
• ukukwazi ukusetha nokubala iinjongo;

I-psychology yobutyebi-kulula kangakanani ukutsala imali

I-psychology yabantu abazizityebi ayikho i-ephemeral, kodwa imeko ephumelele ngokwenene, ngokusekelwe kumsebenzi omkhulu wangaphakathi, uxhaswa ngezenzo. I-psychology yobuncwane iqala ngenguqu kwisimo sengqondo ngemali, ukuhlukaniswa kwazo zonke iingcinga ezingalunganga zivela kwingcamango yezinto eziphathekayo, ezinxulumene nenhlalakahle yempahla, ngemali. Izenzo ezilula zokwenza isetya semali:

1. Ukufunda ukufunda ngemali. Ukusebenza kwemali, ukufunda iimarike zotyalo-mali, ukukhupha i-10% yengeniso kwibhanki ye-piggy, ukutyalo-mali kwiiprojekthi zemali.
2. Ukulawulwa kweendleko.
3. Thatha inkalipho kunye noxanduva lokushiya ngomsebenzi ophantsi ohlawulelwayo ngokuthembisa ngakumbi.
4. Ibhizinisi lakhe - lingaqala ngokuzilibazisa, kunye nokwandisa kwimali engenayo-kuba abafazi beentlobo ezahlukeneyo zemisipha, amadoda anesandla.