Kwiimeko zanamhlanje, iintsapho ezininzi ezincinci asinalo ithuba lokuzimela ngokuzimela. Ngokuqhelekileyo kufuneka badibanise kwigumbi kunye nabazali babo, okanye irente. Le ngxaki ingasombululwa ngeendlela ezahlukeneyo. Ngokomzekelo, eminye imibutho ikhupha imali mboleko kubasebenzi bayo - oku kubizwa ngokuba yizinto ezibizwa ngokuba yizinto ezibizwa ngokuba yizinto ezinokuthi zancedwa kwiintsapho ezincinci ukuthenga izindlu, ngokubuyisela, abasebenzi kufuneka basebenzele inani elithile leminyaka kule nhlangano. Unokusebenzisa olu khetho ukuba i-5-15 minyaka ezayo ayiyi kutshintsha indawo yomsebenzi. Olunye ukhetho luyimali yokuthenga. Kodwa ukungabikho kwemali kwi-deposit yokuqala kunye nomdla ophezulu awuvumeli ukuqwalasela mboleko yemali mboleko njengoluhlobo oluthile lwencedo kunye nezindlu zeentsapho ezincinci.
Yintoni enokuyenza kwiimeko ezinjalo kunye nendlela yokufumana uncedo kulutsha olutsha?
Kuzo zonke ihlabathi, nokuba iRashiya, iUkraine okanye nayiphi na ilizwe inomthetho wayo ekuncedeni iintsapho ezincinci ukukunceda ukuphucula imeko yokuphila.
Ukunceda iintsapho ezincinane eRussia
Ngokomzekelo, eRussia, umgaqo-nkqubo welizwe usetyenziselwa ukunceda iintsapho ezincinci, ezilawulwa yiproprogram "Ukubonelela ngezindlu zeentsapho ezincinci" kwinkqubo ye-federal target target "Housing". Injongo yalo kukubonelela ngoncedo lwelizwe kwiintsapho ezincinci ezijolise ekuxazululeni ingxaki yezindlu.
Ngaphantsi kwesi saphrogram, uncedo loluntu kwiintsapho ezincinci zisetyenziselwa ukuthenga okanye ukwakha izindlu.
Ngethuba elifanayo, uncedo lwama-federal kwiintsapho ezincinci lunokubonelelwa kwintsapho kunye nolutsha olungaphelelanga kunye nabantwana abaninzi. Kule meko, ubudala bomtshato, okanye umzali omnye kwintsapho engaphelelanga, akufanele kudlule iminyaka engama-35. Ukufumana uncedo, intsapho iyathumela kurhulumente wengingqi kwindawo yokuhlala ngokusisigxina isicelo kunye namaphepha afanelekileyo ekufakweni kwenkqutyana yabathathi-nxaxheba. Ezi zilandelayo zenza uluhlu, ngokusemthethweni zibiza umncedo kwiintsapho ezincinane emva kokuba zonke iincwadi zihlolwe. Emva koko isatifikethi selungelo lokufumana iintlawulo zentlalo sikhutshwe. Uncedo lwezinto eziphathekayo kwiintsapho ezincinci zinikezelwa kuphela ngesatifikethi, ukuqinisekiswa kwayo akungekho ngaphezu kweenyanga ezili-9 ukususela kumhla wokukhutshwa. Ukuthatha inxaxheba kwiproprogram ngokuzithandela; uncedo kwiintsapho ezincinane zinikezelwa kanye kuphela. Imali yentlawulo yezenhlalakahle ibalwa ngomhla wokukhutshwa kwesatifikethi kwaye ihlala ingatshintshi ngexesha elifanelekileyo. Iimfuneko zenzeke xa uncedo lwezemali kwiintsapho ezincinci - abathathi-nxaxheba beenguqulelo zeproprogram kwisalathiso sokwanda, kukuzalwa (ukutholwa) komntwana omnye. Kule meko, inkokhelo eyongezelelweyo yentlalo ye-5% yexabiso eliqikelelweyo lezindlu linikezelwa.
Uncedo kwiintsapho ezincinane e-Ukraine
Ngokuphathelele eUkraine, apha uncedo lwezezimali kwiintsapho ezincinci zinikezelwa ngempembelelo encinane yentlawulo yemali-mboleko evela kwiibhanki zorhwebo ukwenzela ukwakhiwa nokuthengwa kwezindlu (Isimiselo seKhabinethi yabaPhathiswa base-Ukraine N 853). Ngelo xesha, umyalelo ubonisa ukuba intsapho encinci yindoda nomfazi ongaphantsi kweminyaka engama-30 kubandakanya, okanye intsapho engaphelelanga apho unina (uyise) ongaphantsi kweminyaka engama-30 unomntwana ongaphantsi (abantwana). Amaphepha kule ngxelo athunyelwa kwi-ofisi yesithili yeSiseko. Kwaye okokugqibela, ngokuqhelekileyo kunika ukhetho kwiintsapho ezinkulu. Oku kubalulekileyo kunokubanjelwa kwinqanaba lezoncedo kwiintsapho ezincinci zentlawulo ephantsi. Iintsapho ezihluphekileyo, njengomthetho, zisoloko zinabantwana abaninzi. Isiphumo sivumelwane sokubonelela ngenxephezelo emfutshane, apho kunqunywe khona
Ngaloo ndlela, umgaqo-nkqubo wezo zombini, oko kukuthi, uncedo olungenamakhaya kwiintsapho ezincinci -isisityebi esihle semali esenzelwe ukugcina imeko yezenhlalakahle, ezoqoqosho kunye neendawo zokuhlala zentsapho. Oku kukubonakalisa ukukhathazeka ngezizukulwana ezizayo kunye nokuphuhliswa kwelizwe lonke.
Kubahlali baseRashiya nase-Ukraine, uncedo olunxulumene noluntu kwiintsapho ezincinci luqala kwaye lube lukhulu ithuba lokufumana izindlu zabo kunye nokufumana ulonwabo, ngaphandle kokungenakukwazi ukuqhubeka nokwenza isimo sengqondo esifanelekileyo kwiziko lentsapho kubantu abatsha.