Umkhwa wokulondoloza rhoqo unokudlala umdlalo okhohlakeleyo, ngoko kubalulekile ukwazi nokuqonda apho kungcono ukuchitha ngaphezulu ukuze kungabikho iingxaki kwixesha elizayo.
Umnqweno wokwenza ukuthenga okunenzuzo ngemali encinci kubonisa inani elikhulu labantu. Ukulondoloza, oku, kunjalo, kulungile, kodwa kungekho kuzo zonke iimeko. Ngamanye amaxesha, ngokuvuma kokungaphantsi, unokungongeza ukwanda kweengxaki eziza kuba nzima ukuzinqumla. Siye saqulunqa uluhlu lwezinto kunye neemeko apho kungcono ukuba zingasindisi, njengoko zilungelelanisa ngokupheleleyo imali ebekelwe imali.
1. Zikhusele kwiimeko ezingalindelekanga
Abaninzi bakholelwa ukuba iinkqubo ze-inshorensi yindlela yokukhwela umntu ngemali. Enyanisweni, akukho mntu uyazi ukuba kuya kwenzeka ntoni ngomso, kwaye ngokwenene kukho iimeko ezahlukeneyo ezingalindelekanga. Iingcali zithi kuyimfuneko yokuqinisekisa umntwana, imoto, kwaye kuyacetyiswa ukuba uthenge umgaqo-nkqubo, uhambo oluya kwelinye ilizwe.
2. Ubungqina bokulala kuphela
Ukufumana impilo kunye nemeko emihle, ubuthongo obunempilo bubalulekile, ngoko ungagcina kwi-mattress. Ukuba lenziwe ngezinto ezincinci, kunokubangela intlungu emva kweengxaki kunye neengxaki ezingqongqo. Akufuneki ugxininise kwixabiso, kodwa kumgangatho.
3. Yidla ukutya okunempilo
Kwiivenkile, unako ukubona amacwecwe ngegama elincamisayo elithi "isenzo", esibonakala sisenza i-zombifying kwaye kaninzi yenza ukuba uthenge izinto ezingadingekile. Ukuba ufuna ukugcina nokuthenga iimveliso kwisaphulelo, qiniseka ukuba ukhangele umhla wokuphelelwa yisikhathi, kuba unyango lwezonyhephe kunye nezinye iingxaki zempilo ziza kubiza ngaphezulu.
4. Ukulungisa amacala
Abantu abaninzi, kuphela ukuva igama elithi "ukulungiswa" ngokukhawuleza baqala ukuqwalasela ezintloko zabo inani eliza kuchitha kwizinto zokwakha. Kubalulekile ukuba ungadluli imali yokugcina imali, kuba izinto ezinobungozi zingasetyenziselwa ukwenza izinto ezincinci, ezinokubangela ukuphuhliswa kweengxaki zempilo ezinzulu.
5. Utyalomali kwixesha elizayo
Abantu abanethamsanqa kuphela banokuthembela kwinto yokuba yonke into iya kwenzeka ebomini ngokubethelwa kwe-wand magic. Kwiimeko ezininzi, kufuneka usebenze kanzima, uhlaziye rhoqo ulwazi lwakho kwaye ungathembela kwimpumelelo. Ufuna ukufikelela eziphakamileyo, uze utyhale imali kuwe: funda iilwimi zangaphandle, fumana ulwazi olutsha kwaye uphuhlise izakhono. Akufanelekile ukugcina, kuba imfundo inotyalo-mali ehlawulwa ngokukhawuleza.
6. Iinqwelo zeemoto
Inxalenye ebalulekileyo yeendleko ezinxulumene nemoto yabelwe amavili, abaninzi abanqwelisi bazama ukwenza ngaphandle kokushiya "ebusika". Ukulondolozwa okunjalo akulungiswanga, kuba amatare amabi angabangela ingozi.
7. I-Old vs entsha
Indlela efanelekileyo yokugcina imali ukuthenga izinto zesekondari, kodwa ukuba, umzekelo, iingubo okanye ifenitshala ingahlolwe umgangatho, ngoko ke izixhobo zasekhaya kunye neemoto kufuneka zithengwe kuphela kubantu abathembekileyo, kuba unokuthenga izinto eziza kuphazamiseka kwiintsuku ezimbalwa.
8. Izicathulo ezilungileyo ebusika
Akusiyo into yokuba inkulumo ethi "gcina iinyawo zakho zifudumele", kuba i-hypothermia ingabangela iingxaki zempilo ezinzulu. Ukuqhubela phambili kule nto, akufanelekile ukugcina xa kuthengwa amabhuthi asebusika onokuhlala ixesha elide, oko kuthetha ukuba imali esetshenzisiweyo iya kulungiswa.
9. Uvavanyo lwezonyango
Abantu abagulayo bayesaba ukuya kugqirha ukuba bangafumane uluhlu olukhulu lwamachiza abaya kuba nako ukunika imali eninzi. Ukuzinyango kuyingozi, njengokuba ubusika obushushu bunakho ukukhawuleza kuba yiphunga. Enye inkohliso yokugcina iquka ukuzibuyisela izidakamizwa ezibizayo kunye nama-analogs aphantsi. Kukho umngcipheko wokuba isilungiso esikhethiweyo siya kwenza ngendlela eyahlukileyo, ngoko nayiphi na indawo yokutshintshwa kufuneka yenziwe kuphela ngemvume kadokotela.
10. Izigulane kufuneka zichaneke
Xa uhamba kwisitoreji sekhaya, ungalahleka phakathi kweendawo ezahlukeneyo zokuhlamba izitya. Abantu abaninzi, bezama ukugcina imali, bathenge izinto ezincinci, kodwa eqinisweni, le "ikati kwindawo", ekubeni ezi ndlela ziquka amanzi amaninzi kunye nesiseko esincinci sokucoca. Ngenxa yoko, ukuze uhlambe enye iplati, kufuneka usebenzise amaninzi, kwaye ibhotile entsha iya kufuneka ihambe ngokukhawuleza.