Indlela yokuphila ngokwezoqoqosho kunye ngokufanelekileyo?

Ayikho imfihlelo yokuba ngaphezulu kweemali, iindleko eziphezulu kunye nemali engaphezu kwemali ayize ifike. Abaninzi banqwenela ukwazi indlela yokuphila ngokwezoqoqosho nangokwenene, emva koko, bahlala beqonda ukuba baphosa imali , bayichitha kwinto enokuyenza ngaphandle.

Indlela yokufunda ukuhlala ngokukhawuleza nokugcina imali?

Sidla ngokukhawuleza. Ukuba iindleko zihambelana nemali, kwaye iimfuno zabo zikhula njalo, kubalulekile ukuthatha ikhosi yokulawula ngokufanelekileyo uqoqosho. Okokuqala, unqabe ukutya ngaphandle kwendlu, uchithe zonke iintlobo zeefestile kunye neevenkile, kodwa kulabo sele bekulungiselela ukutya ngokwabo, unokunika iingcebiso zokuthenga iimveliso kuzo zonke iintlobo zezaphulelo kunye nokukhushulwa. Iintlobo nemifuno kufuneka zithengwe kuphela ngexesha kwaye kufuneka zigcinwe ukusetyenziswa kwexesha elizayo - zigcinwe ukuze zigcinwe kwifriji okanye emathinini.

Izambatho kunye nokuzonwabisa. Abo banomdla wokufunda indlela yokuphila kwezoqoqosho bangacetyiswa ukuba bagqoke nabavelisi basekhaya. Kwakhona, zithengela iingubo zezaphulelo kunye nokukhushulwa, nokuba bhetele ukuba ube khona kwisandla sesibini okanye ukuthunyelwa kwezitishi. Ngaphandle kokugqoka kuphela abantwana apho, ungasindisa kakhulu. Nangona kunjalo, ukufuna ukwazi indlela yokuphila ngokwezoqoqosho kunye ngokuchanekileyo, akufuneki ukuyeka ukuzonwabisa. Ngoku ngoku kufuneka uzame ukuzonwabisa kwaye uchithe ixesha lakho lokukhulula ngaphandle kokuchitha imali kuyo. Umzekelo, ukutyelela iimyuziyam kunye neembali zemihla ngemihla ngokungena mahhala, ukuthenga amakhuphoni kwiindawo zokuzonwabisa, iitoni kunye neendawo zokutyela, ukuthatha izifundo kwiiklasi ezikhululekile, njl njl.

Yintoni ongayigcina ngaphezulu? Zonke iintlobo zeesampuli zamahhala kunye neesampuli zingalawulwa kwi-intanethi, kunye neencwadi ezifundwa kwithebhulethi, kwaye zingathengi iimifanekiso. Ngokuphathelele amayeza, izidakamizwa eziphantsi kwamazwe angaphandle zihlala zinezihlobo zasemakhaya, ezithengisa, kwaye ndenza okufanayo. Kwaye kubaluleke kakhulu ukugcina imali yonke imihla ngosuku "olumnyama", ngoko unako ukuthenga into efanelekileyo.