Umbuzo wezemali onomdla kwaye, mhlawumbi, uya kuhlala unomdla. Kodwa kwenzeka ukuba kubalulekile ukuba uphile ngaphandle kwemali kwithuba elithile, umzekelo ngeveki, njani oku kwenziwa? Kwaye ngokubanzi, ngaba oku kunokwenzeka? Amava abanye abantu athi le nto yenzeka, kuyinyaniso ukuba uhlale, ungenzi nto kwaye uphile ngaphandle kwemali ayiphumeli, usasafuneka uhambe.
Ngaba ndingaphila ngaphandle kwemali?
Ngokuqhelekileyo wonke umntu wanamhlanje, kumbuzo othi "ungaphila ngaphandle kwemali", uhlamba kwaye ucinga ukuba ukuba oku kunokwenzeka, umntu ngamnye wesithathu wayeya kumyeka umsebenzi. Kodwa, kuvela, kukho intshukumo yonke "Ihlabathi elingenamali."
Umgqugquzeli, uHeidemarie Schwemer, wasasaza imali kwi-akhawunti yebhanki, kwaye washiya indlu kunye nezinto ezinobuntu kunye nama-dollar angama-200, okwangoku namhlanje esikhwameni sakhe. Ukucinga ngendlela yokuphila ngaphandle kwemali ngomnyaka owodwa, uHaidemari waba nxaxheba kakhulu kwinkqubo engazange ayisebenzise iminyaka eyi-17, ukuhlawula ukutya, indawo yokuhlala, izambatho kunye nomsebenzi wakhe-izinja ezihambayo, ukuphuma kwiivenkile, ukwenza umsebenzi wesikolo, njl njl.
Indlela yokuphila ngaphandle kwemali?
Amava abathandekayo bamazwe angaphandle "Ihlabathi ngaphandle kwemali" libonisa, kodwa ungayikhohlwa malunga neendawo ezisemakhaya. Ewe, nathi sinamawebhusayithi apho abaxhasayo bezandla zintengiselwano banikezela ukutshintshana / banike iimpahla, ukutya kweenkonzo, bacele ukuba bahlale nabo, njl njl. Kodwa le yangoku ifike kuthi emva kweminyaka eyi-10 emva kokubonakala kwayo, kwaye ingqondo yethu ayifani, ngenxa yothando lwabantu ngokuba "freebie", abanini beefestile kunye neevenkile abakholelwa ukuba ngenxa yokutya kwabo umntu uya kuhlawula umsebenzi wabo.
Ngoko ke, sinokukhetha indlela yokuphila ngaphandle kwemali ngeveki okanye ngaphezulu, ngokungafani, kodwa kusekhona.
- Kithina baninzi abanalo ulonwabo njengendawo yokuhlala ehlobo, bakhetha ukuyisebenzisa nje kuphela ukuphumla, kodwa nokulima imifuno neziqhamo. Futhi unike le nkqubo ixesha elininzi kunye nomgudu, ziza nezilungelelaniso ezininzi ezinjengemibhede efudumeleyo , ekugqibeleni zibuya emva kweveki ziphethe "i-lumbar" kunye neentlungu ezikuloo ndawo. Ukuba unolwazi olunjalo okanye izalamane, zama uzinike uncedo lwakho ngokutshintshisa ukutya.
- Umthombo wezindlu unokuba yindwendwe efanayo, bahlala befuna umlindi, onikwe i-cottage yasehlotyeni yezindlu, kunye nemali, nokuba yincinci.
- Indlela yokufumana uphahla phezu kwentloko yakho iyaziwa-ukunakekela abantu abadala. Enye into kukuba ngale ndlela ungenayo ixesha lobomi bakho, abantu abadala bahlukile.
- Unokufumana ukutya ngokuhlala njengomongikazi enkulisa, umpheki kwigumbi lokudlela, inkonzo yokuhambisa ukutya ekhaya, njl njl.
- Ngezothutho nezambatho, izinto ziyinkimbinkimbi. Kodwa banokuzama ukusebenzela umsebenzi wendlu, ukunakekelwa kwezingane, ukuncedisa ukulungiswa, njl. Enyanisweni, kulolu hlobo, njengezothutho, sibheka ibhayisikile, kwaye ngeengubo esiziqondayo izinto " ezingaveli kwi-couture ".
Njengoko sikwazi ukubona, nangona impumelelo ye-World World Without Money ", ayiyi kukwazi ukuhlala ngaphandle kwemali kuyo yonke, kwaye akukho mntu unokusivumela ukuba sikwenze oku - uqoqosho lwamazwe alwakhiwe ngokutshintshiselana kwendalo.