Utyalo-mali-mali kwiiprojekthi ezintsha kunye nokuqalisa

Kwihlabathi lanamhlanje abaninzi abanetalente banquma ukuhlala kwi-niche yabo kwishishini, banikezela izinto ezingavamile kwaye eziyingqayizivele. Ukuze uqalise kwaye ufike kwizinga elifanelekileyo, kufuneka wenze utyalo-mali, kwaye ngenxa yale njongo utyalo-mali lufanelekile.

Utyalo-mali-yintoni na?

Inkqubo ekhethekileyo yokutyala imali kwiiprojekthi ezintsha kuthiwa utyalo-mali lwentengo-mali. Kungekudala, baqhelekile. Ukuqonda ngokucacileyo ukuba oku kutyalo-mali, kufuneka uqwalasele iimpawu zabo eziphambili:

1. Utyalo-mali lwemali luyenziwa kumanyathelo okuqala okwenziwa kweshishini, xa i-capital capital egunyazisiweyo ingekaqalwa. Kubaluleke kakhulu isicwangciso soshishino esihle.
2. Ukwenza utyalo-mali kumveliso, umtyalo-mali ufumana inxaxheba kwenkampani kwaye oku kuqiniswa yintrakthi.
3. Abasomashishini abanalo nayiphi na imbopheleleko kumtyalomali, kwaye ukuba ishishini liyimpumelelo, buyisela imali engenayo imali.
4. Utyalo-mali luyakwenza inzuzo enhle, ehambelana nemingcipheko.
5. Umtyalo-mali unomdla othe ngqo kwimpumelelo yalo mbono, ngoko ke, ngolwazi oluyimfuneko, athathe inxaxheba ekulawuleni inkampani okanye abe ngumcebisi ongekho mthethweni.

Investment Fund

Intlangano efaka imali kwiiprojekthi ezintsha kunye neenkqubo ezintsha zibizwa ngokuba yingxowa-mali. Umsebenzi wakhe udibene nomngcipheko omkhulu, kodwa ngexesha elifanayo lizisa inzuzo enhle. Ingxowa-mali iya kuba yodwa, xa iimali ziphela kwicandelo elithile loqoqosho okanye ummandla, kunye neyonke, xa umsebenzi uqhutywa ngeendlela ezahlukeneyo. Imibutho enjalo inxaxheba ekutyala imali kwiiprojekthi eziliqela ukwenzela ukwahlula ingozi.

Iimarike zentengiso-mali ithetha ukutyalomali kule mibutho elandelayo:

1. Imbewu . Iiprojekthi ezibandakanya uphando olongezelelweyo okanye uphuhliso lweemveliso zesampuli ngaphambi kokungena kwiimarike.
2. Qala . Iinkampani ezintsha kufuneka zenze uphando lwezenzululwazi ukukhuthaza iimpahla.
3. Ekuqaleni . Iinkampani ezinomsebenzi wazo ogqityiweyo wokuthengiswa kwezorhwebo.
4. Ukwandiswa . Amashishini abekwe kwiimarike ixesha elide, kodwa kufuneka atyalole ukunyusa imali.

Indlela yokutsala utyalo-mali?

Enyanisweni, oosomashishini bakhetha abatyali-mali , kwaye akunjalo. Ukuze kungabikho ukuphosakela, kubalulekile ukuhlawula ingqalelo nje kuphela kwisixa umtyalo-mali unokuthi, kodwa nokuba yintoni enokuyifumana kwishishini ekuphuhlisweni kwixesha elizayo. Ukubandakanywa kotyalo-mali kuthetha ukuthotyelwa kweemfuno ezininzi:

1. Ingcinga efanelekileyo . Ukwenza oku, kubalulekile ukubonisa ingxaki okanye amathuba amakhulu kunye nokufumaneka kwesisombululo esinokufikeleleka kuso.
2. Iqela . Umrhwebi omhle kufuneka asebenzisane kunye neengcali ezahlukeneyo ukudala imveliso emihle.
3. Iinjongo zokwandiswa . Utyalo-mali luhlala lutyalomali kwiinkalo ezingaphelelanga.
4. Iingenelo xa kuthelekiswa nabaphiswano . Kubalulekile ukuchazela ngokucacileyo kubatyalomali indlela onokuzungezela ngayo ezinye iinkampani ezifanayo kwaye ufumane umthengi wakho.
5. Isicwangciso soshishino . Ngaphandle kwalolu xwebhu, akukho ntlawulo ye-deposit izakuqwalasela ishishini apho anikwe khona ukutyalomali.

INtsha Investment Investments

Kukho iintlobo ezininzi zeentlawulo ezifanayo:

1. Umzi wecala . Umgaqo-shishini kufuneka uphuhliswe ngokupheleleyo, oku kuthetha inkcitho eyongezelelweyo yophando.
2. Amashishini amasha . Imali yenzelwe ukuphuhlisa nokuphucula umveliso. Kwezinye iimeko, iindleko ziya ekuthengiseni kokuqala.
3. Ukwandiswa kwemisebenzi . Utyalo-mali kutyalo kweli hlabathi kukudala ukukhula okukhawulezayo.
4. Ukuthengwa kwesigxina sokulawula . Xa abaphathi beenkampani banemingcele yemali, basebenzisa i-capital venture.
5. Ukufunyanwa kwezabelo ngabangaphandle . Kule meko, abaphathi baya kwiqela elikhoyo ukuthenga ishishini.
6. Utshintsho lwemo yoshishino . Ulawulo lwenkampani lwenza luvulekele, olunika abanamali-mali ithuba lokuthenga izabelo zalo.

Utyalo-mali kuphuhliso lweeprojekthi

Iindidi ze-classical zeeprojekthi ziquka imibono enxulumene nophando nophuhliso kunye nokwakhiwa. Ukubala utyalo-mali oluyimpumelelo, oosomashishini kufuneka bacebe ingcamango, bahlole amathuba kunye nethuba elizayo, balungiselele amaxwebhu okuyila iprojekthi baze bagqibe isivumelwano. Kubalulekile ukunikezela ngcamango enethemba elihle kwaye iya kuba neenxaxheba kubatyalo-zimali.

Utyalo-mali-mali ekuqalekeni

Iimali ezinkulu zentengo kwiimeko ezininzi zi sebenza ngeeprojekthi ezinobungozi obuphezulu. Kubalulekile ukuba uqaphele ukuba konke oku kuhlawulelwa ngenxa yokuphuhliswa okukhawulezayo kokuqala kokuqala . Kuze kube namhlanje, amashishini amaninzi ayaziwa ukuba asekelwe kwiimarike ngenxa yokutyalomali evela kuloo mali. Utyalo-mali utyalo lwezinga elincinci lokusasaza abo basomashishini ngokwabo, njengoko bengayi kubuyiselwa imali etyalomali kwishishini.

Utyalo-mali ku-biotechnology

Inqanaba elithembisayo le-biotechnology lifumana ukukhula. Iingcali zikholelwa ukuba zibandakanya inkampani ethandwa yi-IT. Inkxaso-mali yokuphuhlisa iiprojekthi zophuhliso kwi-biotechnologies kwimimandla yamazwe ase-post-Soviet isesabisayo kubaotyalo-mali, kwaye isizathu sihlala kumjikelezo omde. Ukongezelela, kunzima ukuvavanya ukuqala kokuqala kule ndawo, kuba kufuneka uviwo olunzulu. Olunye ubunzima lusetyenziswa ngexesha lokurhoxiswa kwemveliso kwiimarike kunye nokuhlawulwa kwayo.