Enyanisweni, ngokwemithetho, kuphela inxalenye encinci yolu xhaso lwemali olukhulu kunokuba i-ruble engama-20,000 ingamkelwa ngemali. Kule nqaku, siza kukuxelela ukuba ungayenza phi na indlela yokwenza ngayo, nokuba ingaba yini na ukuba usebenzise imali ngokusesikweni imali eseleyo yokubeletha kwiinjongo ezithile.
Ungayifumana njani i-ruble engama-20,000 ukusuka kwisikhululo somzali?
Ukuhlawulwa ngaphandle kwee-ruble ezingama-20 ezivela kwi-capital capital kungenziwa ngoko nangoko, xa usapho ukhutshwe isatifiketi. Ukwenza oku, uya kufuneka ufike kwiSebe leNgxowa-mali yePensheni kwindawo ohlala kuyo okanye nawaphi na iZiko leMisebenzi ejongene nokubonelela ngeenkonzo zoluntu kwindawo ohlala kuyo kwaye ubonise umnqweno wakho ngokubhala.
Ukongeza, kuya kufuneka unikezele iinkcukacha ze-akhawunti apho iQumrhu leNgxowa-mali yePenshini liza kudlulisela inani elichaziweyo. Kule meko, ukuba ngaphambili uye wasebenzisa ilungelo lokuthengisa umthamo womzali, kunye nemali enokuyilahla ingaphantsi kwama-ruble angama-20,000, uya kunika ibhalansi ekhoyo. Ukuchitha le mali kunokuba nayiphi na injongo, umyalelo unikela abazali abatsha inkululeko epheleleyo yezenzo kulo mbandela.
Kufuneka kukhunjulwe ingqalelo ukuba ukufaka izicelo kumabhunga karhulumente ngenjongo yokufaka imali yeeruble ezingama-20,000 kwiindlela zentlalo-ntsapho ngokuya komthetho unikezelwa kuphela ekupheleni kukaMatshi 2016.
Indlela yokukhipha imali yokubeletha ngaphambi kokuba emva kweminyaka engama-3?
Kubalulekile ukugxininisa kwakhona ukuba akunakwenzeka ukukhupha i-capital mother-maternity by any other means. Le mali ingajoliswa kuphela kwiinjongo ezithile, ngokulawulwa ngokuthe ngqo kumthetho okhoyo weRussian Federation, kwaye kuphela ngokuhlala ngaphandle kwemali.
Ukongezelela, kwiimeko ezininzi, ukusebenzisa le ntlawulo, intsapho encinane kufuneka ilindele umzuzu xa umntwana wabo, ngenxa yokuzalwa kwakhe ilungelo lokufumana, uya kufaka iminyaka engama-3. Nangona kunjalo, kukho imigaqo embalwa kulo mgaqo - ungayichitha le mali ngaphambi kokusebenza kwebhokhwe eneminyaka emithathu ubudala kule zi njongo zilandelayo:
- ukuhlawula kunye nokuvala imboleko, eyathathwa ngaphambi kokuzalwa komntwana;
- njengentlawulo yokuqala yokubhaliswa kwemboleko yezindlu ezintsha;
- izixhobo zendawo yokuhlala kunye nokufumana iindlela ezizodwa zokuvuselela kunye nokulungelelaniswa kwezentlalo xa umntwana engavumelekanga.
Kamva, xa umntwana efikelela kwiminyaka emithathu, le mali ingabhekiselwa ekuthengeni indawo yokuhlala ngaphandle kokuboleka, ukuhlawula imfundo yonyana okanye indodakazi kwisiko lemfundo, kunye nokuhlala kwindawo yokulala okanye ukunyusa umhlalaphantsi womama.
Ukuqonda zonke ezi njongo, kuya kubakho ukuqokelela isethi yamaphepha kwaye uyithumele kwi-FIU ukuze ivume. Ukuba ukuthengiselana okucetywayo kuvunyiwe, imali iya kudluliselwa kwi-akhawunti yomthengisi okanye umboleki-mali ngendlela engafanelekanga.
Indlela yokukhipha imali eyinkunzi yemali?
Kweminye imimandla, kuquka iSt. Petersburg, iNalchik, Irkutsk, iMagadan kunye nabanye, ezinye iintlawulo zengingqi nazo zicetywayo namhlanje, eziye zenzelwe ukunceda intsapho encinane eye yanquma ukuba nezingane ezininzi.
Kwakhona akunakwenzeka ukuhlawula imali engundoqo yemali yokubeletha, kodwa ingajoliswa kwiinjongo ezifana nokuthengwa kwezindlu, ukwakhiwa kwendlu yokuhlala kunye nokuthengwa kwezinto zokwakha, ukuqeqeshwa kunye nokunyanga komntwana, ukuthenga imoto nabanye. Amathuba okuphumeza le ntlawulo iyahluka ngokubanzi ukusuka kummandla ukuya kummandla, ngoko kucacisa iimeko ezicacileyo kubalulekile ukuba uqhagamshelane neSebe lokhuseleko loluntu kwingingqi yakho yokuhlala.