Iingubo Ukuchazwa - imali kunye nokutolika kwamaphupha ahlobene nemali

Xa umntu ebona imali ephupheni, uyavuya kukuba ubutyebi buvele kubunyani kwaye ubunzima bezemali bashiywe emva. Kukho abantu abanokholo ukuba bakholelwa ukuba ukuba lephupha, kuthetha ukuba awukwazi ukulinda imali kwaye kufuneka ulungiselele into embi. Ngokwenza oko, ukutolika kobuthongo kuxhomekeke kwiziphathamandla ezahlukeneyo, ngamanye amaxesha ngexesha lonyaka.

Kutheni ufuna ukwenza imali enkulu?

Emva kokubona imali eninzi ephupheni, ungacingi ukuba kuya kuzaliseka. Kubalulekile ukukhumbula ukuba zeziphi iindleko: ezingcolileyo okanye ezicocekileyo, ezityumbileyo okanye ezitsha kunye nezinye izinto ezinobunzima.

1. Iphupha elinemali enkulu ebolekelwe, kuba uvuyo lomphuphi luzisa ubutyebi boqobo. Kusenokuba ngumqondiso wokunyuka kwemvuzo okanye ukuqhubela phambili kwinqanaba lomsebenzi.
2. Ukuba imali kwiindleko ezinkulu ephupheni yayingumvuzo, ngoko kwixesha elizayo kuya kuba neemeko zemali ezizinzile. Umntu unelisekile ngayo yonke into ayenayo ngoku kwaye akazimisele ukutshintsha nantoni na.
3. Ukuba umphuphi uyalandisa amanqaku, isikhundla sakhe sezemali siya kuphucula ngokukhawuleza.

Kutheni ufuna ukufumana imali?

Ngokutsho kwencwadi yephupha, imali ephupheni inokutolika ezininzi. Ukufumana imali kwiphupha uthembisa iindleko ezinkulu ezingenakulungiswa. Esi sisilumkiso sokuba akufanelekanga ukuchitha ixesha ekungekho mfuneko yokuthenga, kodwa ukuba uhlehlise, ngoko akufuneki ukuba ufune ngokukhawuleza imali efunekayo.

1. Ukuba umphuphi unomntu ofuna imali ngokwenene, kunye namaphupha awafumanayo, ngoko awukwazi ukuthemba ukubuyisela ityala.
2. Fumana imali kummandla wamaphupha kwindawo efihliweyo, kwaye emva koko uzive uzisola, ityhilwa ukuba kungekudala umntu uza kulahlekelwa yintlawulo yakhe kunye nokunyaniseka. Kule meko, ixesha elide kuya kuba neentloni ezenzekile.
3. Ukufumana iimali zexesha elidala, ii-chervonet zegolide zixhaswa ngokukhawuleza, okanye, ngokukhawuleza, iinyembezi neengxaki, ukuba ziyimpawu zethusi.

Kutheni iphosakelo lemali iphupha?

Kubalulekile ukulungiselela ukuthengwa kunye nobuxoki, ukuba ubona kwimali yephupho ayikhoyo. Ukunciphisa uxinzelelo lwengqondo , unokucinga kwakhona ngeembono ngezinto zokomoya nezinto eziphathekayo, iimpawu zomntu.

1. Ukuba umphuphi ubonakalise umntu osebenzisa imali embi ephupheni, uthembisa ukuba uphumelele kuzo zonke iindawo.
2. Jonga iifake - ulindelo olulindelekileyo kunye nokukhohlisa kobudlelwane bomntu. Kuvela ukuba iqabane lisebenzisa umphuphi ngeenjongo zobugovu. Ukuxhatshazwa ngobuqhetseba, kuya kufuneka udibanise inkohliso, uthando olungenangqiqo.
3. Ukuqulunqwa kweebhanki kuthiwa ngobomi bokwenene umntu ufezekisa iinjongo kwiindlela ezingathembekanga. Oku kubangela ukuba aziphathe kakubi kwabanye.
4. Ukuthatha inxaxheba ekwenzeni imali yokukhohlisa okanye ukuyihlawulela kwisitolo uthembisa ukudalulwa kobuqhetseba kubalingane okanye abantu abasondeleyo.
5. Ukunika imali ephupheni, ukunyaniseka, kuthetha ukuba ebomini bomphuphi, iqabane elitsha ebomini obusondeleyo liya kubonakala kungekudala, kwaye kunye nolwalamano oludala, ubuhlobo buya kuhlahloka.

Imali eyebiweyo ibonakala ngathi?

Bona kwimali yokuphupha eyayibiwe, iguqulelwe njengeengxaki ezizayo kwishishini, ukungaphumeleli, ukuphulwa kwezicwangciso. Kukho ezininzi iingxaki zokulala kunye nemali eyebiwe kuxhomekeke kwiinkcukacha.

1. Ukuba umphuphi ufuna ukuziba imali okanye ubone ukuba umntu uya kukwenza, ngokwenene ulindele ilahleko. Ukuzikhusela kwimiphumo emibi, kufuneka uqaphele kwizenzo zakho.
2. Ukulahlekelwa yimali ethile ebukumkanini bukaMorpheus ngumqondiso wokungabikho, ukulahleka. Ukuthintela oku kungenzeki, kungcono ukulinda ixesha, ucinge, uze wenze izigqibo ezibalulekileyo. Mhlawumbi ubuqhetseba obukhulu, obuya kubangela iingxaki zempilo. Imali eyebiwe, enkulu kwaye idangalisa ukulinda ingxaki.
3. Ukuba imali encinci yabiwe ephupheni, ngoko ebomini kuya kuba neengxabano ezincinane, ukuxabana nabantu abasondeleyo abaza kuwulibala ngokukhawuleza.

Kutheni iphupha lemali emininzi?

Ukuba umntu uphupha ngemali kwinqanaba eliqhekekileyo, kungekudala uza kuba neengxaki ezinzulu. Iphupha elinjalo lithembisa ubukho buhlwempu, indlala, ukuphanga. Ukuqhawulwa, iibhidi zephepha eziqingqiweyo ziyisixwayiso sokuba akufanele wenze izihlobo ezintsha. Abayi kubakho nantoni na into enhle, njengoko abantu baya kuba bengathembekanga. Ubumpofu kunye nobude obude bunikezelwa kumphupha ukuba ufumene kwaye wakhula kwimali ephulekileyo. Ukuchazwa kwephupha lemali kuthi iindleko ezithembekileyo ezomnye umntu azithembisi nantoni na kumphuphi.

Yintoni ebonakalayo engcolileyo imali?

Ukuba umntu uphupha ngemali, ayingcolileyo aze athathe ngaphandle kokungcola, kunzima, ngoko zonke izicwangciso zakhe ziya kuphulwa, ziza kuphazamiseka kuphela kunye neengxaki ezininzi. Enye iphupha libikezela ukulahleka komsebenzi omhle, okanye inkxalabo enkulu kummandla wezoshishino.

1. Iingqekembe ezingcolileyo ezithengayo kwi-sikhwama ebukumkanini bukaMorpheus zifuzisela isiganeko esizayo esivuya, kwaye emva koko kube yingxaki enkulu kwaye intlungu iya kulandela ngokukhawuleza.
2. Phinda uhlawule imali engamatshini - mhlawumbi isiphelo esiphumeleleyo sokuthengiselana ngenzuzo.
3. Ukuba bebancinci, iingxoxo ezinzulu kunye nokuqhankqalaza kunye nabakhuphiswano azikwazanga ukunqandwa.

Yintoni ebonakala ngathi imali yokutshisa?

Kutheni iphupha lemali ephupheni xa itshisa? Uninzi lwama-sonic uthi umntu uzimisele ukutshisa amabhuloho, qalisa ubomi ngokukhawuleza, ukhohlwe zonke izikhalazo ezidala. Intombazana yatshisa imali inkwenkwezi njengesibonakaliso, isilumkiso malunga nokulahlekelwa ngumthandayo. Uyakwenza ngokucacileyo, amshiye kumzuzu onzima. Imali efakwe ngumlilo ithembisa ukukhohlisa kunye nokukhungatheka.

Kutheni sifuna imali yangaphandle?

Njengoko incwadi yephupha ithi, imali ephupheni inokuthi ithetha iimeko ezilungileyo nezimbi, kuxhomekeke kwiimeko. Yithini imali yelizwe langaphandle? Iphupha elinjalo libonisa impumelelo kunye nokuphuculwa kwezemali, kodwa kungekhona imali yangezinye iimali ezithembisa olo lonwabo. Ngokuxhomekeke kwiinkcukacha zobuthongo, kukho nokuba kunokwenzeka ukuxabana nomntwana okanye iqabane lakho kwaye ulahlekelwe.

1. Ukuqwalasela iibhanki zangaphandle-kubalulekile ukubonakalisa, nokuba ingaba loo mntu ulungiswe ngemali, emva koko konke kukho izinto ezingokomoya.
2. Amanqaku eebhanki angaphandle avela ephupheni njengesibonakaliso sokuba kufuneka usebenzise imali kwi-bhanki, igcinwe kwi-akhawunti, kukho umngcipheko wokulahlekelwa. Okanye ufune ukuhlawulwa kwetyala kumntu oshiya kuyo.

Kutheni iphupha lemali kwiibhetts?

Abantu, emva kokubona iphupha, njengoko bejonga isiqwenga semali, bayayiqonda njengento ebalulekileyo, kodwa akusoloko ithetha into entle.

1. Ukubala imali ephupheni epakethe, apho umntu athabatha khona, uthembisa ilahleko ezinkulu emsebenzini ngenxa yephuso labantu abasondeleyo okanye osebenza nabo.
2. Ukuba imali esuka kwipakethi ayinakucinywa, kodwa isindiswa kwaye igcinwa, ke lo ngumqondiso wobutyebi.
3. Iipakethi zeendleko ezinkulu kwiincwadi zephupho iMiller yi-harbinger yeenguqu ezibhetele, nangona ngaphambi kokuba kukho iingxaki.
4. Ngokutsho kwencwadi yephupha kaTsvetkov, inqwaba yemali iphupha ngeendaba ezingathandekiyo, kodwa ukuba unika imali kuyo okanye uboleka umntu, ngoko kungekudala umntu uza kuba nobutyebi.
5. UVanga uphatha iphupha njengengxube yeentlekele okanye i-spoilage. Ukuze ugweme iziganeko ezibuhlungu, akufuneki ukuba uqoke izinto zabanye kwisitalato kwaye ungaphantsi ukuba uzithathe. Umthwalo onobuchule wemali kwiphupha kuthetha ukuba empeleni umntu ophuphayo uphoswa ngumntu onobubele, onomusa, onesihawu.
6. Iinguqulelo zeFolud ephuphayo zithi iimfumba zephepha lezithembiso lilahlekelwa yimpilo namandla. Ukuba umntu usebenzisa imali ebukumkanini bukaMorpheus ngakwesokunene nangakwesobunxele, ngokukhawuleza ulindele ubudlelwane bokuthandana ngokungafanelekanga. Ziza kukhokelela ekulahlekelweni kwentlonipho kwiindawo zabantu abasondeleyo.

Imali inemvulophu ibonakala ngathi?

Kuthetha ukuthini ukuba uphupha imali kwimvulophu? Kwiincwadi ezahlukeneyo zephupha zinokutolika kwazo.

1. Ngokutsho kwencwadi yephupha likaHasse, imvulophu kwimali ibonisa ukuba lowo uphuphayo uyazi imfihlo yomhlobo ongenakufuna ukuthetha ngawo.
2. I-Medea ifanekisela iibhidi kwiimvulophu enengozi elindele umntu. Kufuneka aphephe abantu abangaziwayo, baqaphele ngakumbi kwimicimbi.
3. Kwincwadi yaseRussia incwadi yokuphupha kuthiwa kungekudala umcuphi uya kudibana nomhlobo omdala. Ukuba uthumela imvulophu kumntu, ebomini ngokwenene uya kwenza izenzo ezilungileyo, ezixabiseke kakhulu ngabantu abakujikelezile.
4. Ukuchazwa kweNcwadi yeNday Dream Dream kufana neHasse: umntu ufunda imfihlelo yomntu, uya kubona isiganeko ukuba kungcono ukuba ungaxeleli nabani na.

Yintoni imali ebonakala kwikhadi?

Ukulala ngemali kwikhadi kukubonakalisa ukunyaniseka. Umntu uphazamisekile, apho utyalomali imali, indlela yokususa okanye ukuqhuba ngokufanelekileyo ibhanki.

1. Ukuba ephusheni umntu uhoxisa umvuzo wakhe kwikhadi, uya kuba nenzuzo ngendlela yebhonasi okanye umvuzo kwiLotter.
2. Ukuba iphupha liphupha kumntu osomabhizinisi oza kuthatha imali mboleko kwixesha elisondeleyo, kungcono ukulinda, kuba kuya kuba neenqobo zithintelo.
3. Abantu abasecaleni kwebhanki nemicimbi yezemali akufanele bavumele umdlalo weentsapho onokukhula ube yinto enkulu.
4. Ukuba umntu uzame ukurhoxisa imali ekhadini, kodwa akakwazi ukufumana i-ATM, kufuneka aphulaphule izibonelelo ezingaqhelekanga ezifunyenwe kutshanje. Baya kuba baluxabisekileyo kwaye bancedo.

Imali yekhompyutha ibukeka njani?

Njengoko incwadi yephupha ichaza, imali ephupheni ichazwa ngeendlela ezahlukeneyo, ngoko kubalulekile ukuqwalasela zonke iinkcukacha. Ukuba uphupha ngemali kwiifowuni zekhompyutha , kuthetha ukuba umphuphi unempumelelo yexesha elilodwa. Unako kwakhona ukuba ngumnini wemali eyimali okanye isipho ngendlela yeebhilidi ezinkulu. Ukuba imali ephupheni kwi-wallet ye-intanethi kukubonakalisa ubunzima bezinto eziphathekayo. Umntu akanako ukuphumeza naziphi na izicwangciso ngenxa yokungahambi okanye ukungabikho kwemali.