Ukususela ngexesha elidlulileyo, abantu baye basebenzisa iingcinga zabantu ukuba benze imali. Sinikela ukuba ufunde ngeempawu eziqhelekileyo zemali.
Iimpawu kunye nezinkolelo malunga nemali
Kuyafaneleka ukuqala, mhlawumbi, kunye nenyaniso yokuba imali eninzi ayenzekanga. Imali yeebhilidi ayithandi xa ikhanya. Kukho izinto ezininzi ezithatha imali kunye nobutyebi, ezo zikholelwa - unokwenza isigqibo kuphela. Khumbula into ephambili: kufuneka uhlawule yonke into. Kwaye xa unika ngokwengeziwe, ngakumbi uya kufumana. Yaye uyithathe kuyo yonke into.
Kukho iphethini ethile: xa ubambelela ezandleni zakho, iimfuno ezimbalwa onayo, oko ungayichitha kuyo. Ungakulibali ukuba imali idityaniswe nemali, ngokufanelekileyo, xa unako, ngakumbi iya kwanda.
Khumbula ukuba imali oyifunayo ukuba uyithande kwaye uhlale ubala, amanqaku kwi-wallet yakho kufuneka abe ngokufanelekileyo. Imali ithandwa xa abantu becinga ngabo. Gcina imali endlwini, kuba imali iya kwimali. Ungalokothi uchithe iindleko, nakuphi na ukungazidilizi. Unako ukuthetha kunye neebhilikhwe uze uzibizele zona.
Izibonakaliso ezihambelana nemali, zimangalise ngokuqala kunye nokuhlukahluka kwazo. Kukho uphawu oludumile malunga nemali, ekhokelwa yinto ofuna ukuyibeka ngayo imali yesilivere phantsi komda, kwaye rhoqo xa ubuyela ekhaya, kufuneka ukhulume ngasemnyango: "Ndikhaya, imali isemva kwam." Zama ukwenza intaba encinci kwikona, ibe iya kuba yinyani, izomeleleyo ziza kubakho izibilini ezivela kuyo. Musa ukuthatha imali ukusuka apho, ngokuchaseneyo, zama ukuzongeza imali kwixesha rhoqo.
Iimpawu zokutsala imali
Isibonakaliso sokutsala imali singathathwa njengomthetho wezoqoqosho: xa ufumana imali engenayo, imali oya kuyichitha, ungayikhohlwa malunga nalo mgaqo.
- Imali kaninzi iba ngumonakalo, ngoko kuzama ukungathathi imali ngesandla, kungenjalo uzonakalisa wena.
- Ungalondolozi kwiingcebiso kwiivenkile kunye neefestile, kunye nokuzama ukuvuza umvuzo ngomntu ngomsebenzi owenziwe kakuhle, imali ngokuphindwe kabini.
- Njalo thabatha imali ngesandla sakho sasekhohlo, kwaye uyinike ilungelo.
- Xa ubona inyanga ekhulayo ngakwesokunene sakho, mbonise isikhwama sokuvula ukuze ukukhanya kuwele kwimali yakho.
- Awukwazi ukukhwaza ngekhwelo ngaphakathi - imali ayiyi kufakwa.
- Iibhotile ezingenanto zifakwe kwitafile.
- Kunconywa ukunciphisa izipikili ngeLibini okanye ngoLwesihlanu-oku kukunyusa ingeniso.
Imiqondiso yokukhangela imali ihlala isekelwe kwimimandla yengqondo, kunye nemithetho yoqoqosho. Imali ithanda ukubuyiswa kwemali, yendalo yendalo. Imali akufanele ibe yinjongo yakho ekugqibeleni, ingaba yindlela yokuyifezekisa, umzekelo, gcina inani elifanelekileyo lokuhamba kwelinye ilizwe okanye ukuthenga imoto.
Ukufumana imali ngokuzonwabisa, umvuzo uyiholide, kwaye ngaphandle kokuzisola uthi ukuyeka ukugcina imali. Kwakhona, musa ukukhawuleza ukususela ekugqithiseni ukugqithiseleyo: awukwazi ukunxulumanisa ukubaluleka kakhulu kwimali, fumana isicelo esifanelekileyo nesinomdla kubo namhlanje kwaye ngoku. Emva kokufa awukwazi ukulahla ukugcina kwakho ukuzonwabisa kwakho.
Imali kwietyala - iimpawu
Kufuneka ubeke ingqalelo kule miqondiso ukuba uya kuboleka imali . Ukuba unomsebenzi phambi komntu onetyala, ke unganiki imali ngetyala, kuba uya kucinga ukuba akayi kubuyisa imali yakho kuwe.
Ukuba akukho ndlela yokubuyisela imali, ke akunakwenzeka ukunika imali. Kukholelwa ukuba awukwazi ukuboleka imali xa inyanga iyancipha, kwaye awuyiboleki ngeLibini kunye nakusihlwa. Ukuba ufuna ukuboleka imali, kungcono ukubeka okokuqala phantsi, akukho nto ibeka kwitafile yokutya. NgeMvulo, ayikhuthazwa ukuboleka imali. Ungalokothi uthabathe izitratato, ngokukodwa kwiintlanganiso-zingonakaliswa.